:root{
    --ink:#0f1b2d; --muted:#5b6b80; --line:#e3e8ef; --bg:#ffffff; --soft:#f5f8fc;
    --brand:#1452cc; --brand-d:#0d3b96; --accent:#12a37a;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
  a{color:var(--brand);text-decoration:none}
  .wrap{max-width:1120px;margin:0 auto;padding:0 20px}
  

  /* nav */
  header{position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:10}
  nav{display:flex;align-items:center;justify-content:space-between;height:64px}
  .logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--ink)}
  .logo-mark{width:32px;height:32px;border-radius:8px;background:linear-gradient(135deg,var(--brand),var(--accent));display:grid;place-items:center;color:#fff;font-weight:800}
  .links{display:flex;gap:28px;align-items:center}
  .links a{color:var(--muted);font-weight:500;font-size:15px}
  .links a:hover{color:var(--ink)}
  .btn{display:inline-block;background:var(--brand);color:#fff!important;padding:11px 20px;border-radius:8px;font-weight:600;font-size:15px}
  .btn:hover{background:var(--brand-d)}
  .btn.ghost{background:transparent;color:var(--ink)!important;border:1px solid var(--line)}
  .menu{display:none;background:none;border:0;font-size:24px;cursor:pointer;color:var(--ink)}

  /* hero */
  .hero{padding:80px 0 72px;background:linear-gradient(180deg,var(--soft),#fff)}
  .hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
  .eyebrow{display:inline-block;font-size:13px;font-weight:600;color:var(--brand);background:#e7efff;padding:6px 12px;border-radius:999px;margin-bottom:18px}
  h1{font-size:46px;line-height:1.12;letter-spacing:-.02em;margin-bottom:18px}
  .lead{font-size:18px;color:var(--muted);margin-bottom:28px;max-width:540px}
  .cta{display:flex;gap:12px;flex-wrap:wrap}
  .panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 20px 40px -24px rgba(15,27,45,.25)}
  .panel h4{font-size:13px;color:var(--muted);font-weight:600;margin-bottom:14px}
  .kpis{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}
  .kpi{background:var(--soft);border-radius:10px;padding:14px}
  .kpi b{display:block;font-size:22px}
  .kpi span{font-size:12px;color:var(--muted)}
  .bars{display:flex;align-items:flex-end;gap:8px;height:90px}
  .bars i{flex:1;background:linear-gradient(180deg,var(--brand),#6f9cf0);border-radius:4px 4px 0 0}

  /* sections */
  section{padding:80px 0}
  .soft{background:var(--soft)}
  .head{max-width:640px;margin-bottom:44px}
  .head h2{font-size:34px;letter-spacing:-.01em;margin-bottom:12px;line-height:1.2}
  .head p{color:var(--muted);font-size:17px}
  .grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
  .card .ic{width:42px;height:42px;border-radius:10px;background:#e7efff;color:var(--brand);display:grid;place-items:center;font-size:20px;margin-bottom:16px}
  .card h3{font-size:18px;margin-bottom:8px}
  .card p{color:var(--muted);font-size:15px}

  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
  .step{padding:22px;border-left:3px solid var(--brand);background:#fff;border-radius:0 12px 12px 0}
  .step::before{counter-increment:s;content:"Step " counter(s);display:block;font-size:12px;font-weight:700;color:var(--brand);margin-bottom:6px;text-transform:uppercase;letter-spacing:.06em}
  .step h3{font-size:17px;margin-bottom:6px}
  .step p{font-size:14px;color:var(--muted)}

  .price{max-width:440px;background:#fff;border:2px solid var(--brand);border-radius:16px;padding:32px}
  .price .amt{font-size:40px;font-weight:800;margin:8px 0}
  .price .amt small{font-size:16px;color:var(--muted);font-weight:500}
  .price ul{list-style:none;margin:20px 0 26px}
  .price li{padding:7px 0 7px 28px;position:relative;font-size:15px}
  .price li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:800}

  .about{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
  .about p{color:var(--muted);margin-bottom:14px}
  .facts{display:grid;gap:12px}
  .fact{display:flex;gap:14px;padding:16px;background:var(--soft);border-radius:12px}
  .fact b{min-width:130px;font-size:14px}
  .fact span{font-size:14px;color:var(--muted)}

  .contact{display:grid;grid-template-columns:1fr 1fr;gap:28px}
  .cinfo .row{display:flex;gap:16px;padding:18px 0;border-bottom:1px solid var(--line)}
  .cinfo .row:last-child{border:0}
  .cinfo .ic{font-size:20px;width:28px}
  .cinfo b{display:block;font-size:14px}
  .cinfo span,.cinfo a{font-size:15px;color:var(--muted)}
  form{display:grid;gap:12px}
  input,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:15px}
  textarea{min-height:120px;resize:vertical}

  details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
  summary{font-weight:600;cursor:pointer}
  details p,details li{color:var(--muted);font-size:15px;margin-top:10px}
  details ul{padding-left:20px}

  footer{background:var(--ink);color:#b8c4d6;padding:48px 0 28px;font-size:14px}
  .fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px;margin-bottom:32px}
  footer h5{color:#fff;font-size:14px;margin-bottom:12px}
  footer a{color:#b8c4d6;display:block;padding:3px 0}
  footer a:hover{color:#fff}
  .legal{border-top:1px solid #24344d;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

  @media (max-width:900px){
    h1{font-size:34px}
    .hero-grid,.about,.contact{grid-template-columns:1fr}
    .grid3{grid-template-columns:1fr 1fr}
    .steps{grid-template-columns:1fr 1fr}
    .fgrid{grid-template-columns:1fr 1fr}
  }
  @media (max-width:640px){
    .links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 20px;border-bottom:1px solid var(--line);gap:14px}
    .links.open{display:flex}
    .menu{display:block}
    .grid3,.steps,.fgrid{grid-template-columns:1fr}
    section{padding:60px 0}
    .head h2{font-size:28px}
    .fact{flex-direction:column;gap:4px}
  }

  .links a.active{color:var(--ink);font-weight:600}
  .page-hero{padding:64px 0 40px;background:linear-gradient(180deg,var(--soft),#fff);border-bottom:1px solid var(--line)}
  .page-hero h1{font-size:40px}
  .page-hero p{color:var(--muted);font-size:18px;max-width:640px}
  .crumb{font-size:13px;color:var(--muted);margin-bottom:10px}
  .prose{max-width:780px}
  .prose h2{font-size:22px;margin:32px 0 10px}
  .prose p,.prose li{color:var(--muted);margin-bottom:10px}
  .prose ul{padding-left:22px}
  .checklist{list-style:none}
  .checklist li{padding:10px 0 10px 32px;position:relative;border-bottom:1px solid var(--line);font-size:15px}
  .checklist li:last-child{border:0}
  .checklist li::before{content:"✓";position:absolute;left:4px;color:var(--accent);font-weight:800}
  .svc{display:grid;grid-template-columns:56px 1fr;gap:18px;padding:28px 0;border-bottom:1px solid var(--line)}
  .svc .ic{width:48px;height:48px;border-radius:12px;background:#e7efff;display:grid;place-items:center;font-size:22px}
  .svc h3{font-size:20px;margin-bottom:6px}
  .svc p{color:var(--muted)}
  .band{background:var(--ink);color:#fff;border-radius:16px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
  .band h3{font-size:24px}
  .band p{color:#b8c4d6}
  label{font-size:14px;font-weight:600;display:block;margin-bottom:4px}
  .hidden{display:none}
  .faq details{margin-bottom:12px}
  @media (max-width:640px){.page-hero h1{font-size:30px}.band{padding:28px}}